Glossary G

Wednesday, August 17 2005 @ 04:37 PM CDT

Contributed by: admin

Gap Loan - Any loan filling the deficiency created when the permanent financing and the equity are unable to cover the total cost of a project.

General Lien - A lien which attaches to all property owned by the debtor.

G.I. Loan - See Veterans Administration.

Good Funds Act - Requires Escrow to clear all funds and checks before closing.

Government National Mortgage Association (GNMA) - A federal agency which provides special assistance for federally aided housing programs; active in the secondary money market for government subsidized housing programs; “Ginnie Mae.”

Graduated Lease A lease that provides for periodic increases of rent at regular intervals.

Graduated Mortgage - One where monthly payments start low and increase later. An Fl-1A245 is one of these,

Grandfather Clause - See Nonconforming use.

Grant - A transfer of real property.

Grantee - The purchaser; the person to whom an interest in realty is conveyed.

Grantor - The seller; the person who conveys an interest in realty by deed.

Grantor/Grantee Index - Books found in Bureau of Conveyance showing respective grantor to grantee. Or grantee to grantor by year. alphabetically.

GreatMahele - A division of Hawaiian lands which occurred in 1848 during reign of King Kamehameha III.

GRI - The professional designation of Graduate, Realtors Institute, earned by completion of prescribed courses of study conducted by state boards of Realtors.

GrossIncome - Total income derived from a business or income property before expenses are deducted.

Gross Lease -. A lease of property in which the lessor meets all property charges incurred through ownership.

Ground Lease - lease for the use of the land, usually providing for improvements to be placed on the land by the user.

Ground Rent - The net rent paid for a parcel of unimproved land; that portion of the total rental is considered to represent a return upon the land only.

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